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Beucher Insurance Agency Responds to Historic Rain Event in North Lake County Florida

Mt. Dora Insurance Agency Educates Homeowners on the Importance of Flood Insurance Following Local Flooding and Area Roads Collapse

MOUNT DORA, Fla. - Nov. 26, 2025 - PRLog -- After Lake County, Florida's recent record-setting rain event on October 26, 2025, Beucher Insurance Agency is urging Florida residents to consider and understand how flood insurance works.  This historic rain event caused roads to collapse, washed-out culverts, caused stormwater failures, and widespread property damage across parts of Mount Dora, Eustis, Tavares, and surrounding areas.  Beucher Insurance has published a new educational blog on flood insurance to help clarify the differences between homeowners' insurance and flood insurance, and why these two coverages should never be confused.

"Many homeowners believe their home policy automatically covers flood damage," says agency owner Andrew Beucher. "It does not. Rising water from outside sources, such as stormwater runoff, street flooding, drainage overflow, or an overwhelmed retention pond, requires a separate flood policy."

The new blog explains:
  • What a "flood" actually means under FEMA's definition
  • How flood damage is evaluated by insurance
  • Why homeowners' insurance excludes rising water
  • The role of NFIP and private flood markets
Lake County's October rain event proved that homeowners don't need a named storm or hurricane to experience severe flooding. Parts of North Lake County received more than a foot of rain in just a few hours, causing losses that most standard homeowners' policies would not cover.

Beucher Insurance agents encourage residents to take a proactive approach, especially as we move toward 2026.

Now is the ideal time for homeowners to:
  • Review their current policy limits
  • Confirm what hazards they are and are not insured for
  • Consider flood insurance even if they are not in a FEMA high-risk zone
"Policyholders tend to ask questions after the storm hits," Beucher adds. "We want them to ask questions before it does. Education is the most valuable tool Florida homeowners can have, and this blog gives them a place to start."

Free Flood & Homeowners Policy Reviews Available
Beucher Insurance offers complimentary policy reviews for anyone who wants a second opinion on their coverage. Current policyholders and non-customers alike can request this no-obligation review by calling the agency directly.

Florida homeowners should not assume that "inland" equals "low flood exposure."  Drainage patterns, elevation shifts, and rapid rainfall all play a role.

About Beucher Insurance Agency
Beucher Insurance Agency, home of FloridaHomeInsurancePrice.com, is a local full-service insurance agency based in Mount Dora, and is licensed throughout the State of Florida. The agency has served Lake County communities since 1983. It offers a comprehensive range of insurance products, including homeowners, auto, flood, condo, mobile/manufactured home, boat, motorcycle, RV, ATV/UTV, landlord, renters, umbrella, and life insurance.  For a quote or policy review, call 352-357-1994.

Contact
Andrew Beucher
***@floridahomeinsuranceprice.com
352-357-1994

Photos: (Click photo to enlarge)

Beucher Insurance Agency Logo Flooding Water


Source: Beucher Insurance Agency

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