Affirm’s fourth quarter results were shaped by continued diversification across its merchant base and growth in transaction volumes, with management emphasizing both new merchant additions and higher transactions per user as key contributors. CEO Max Levchin noted, “the business is growing quite well, and we’re quite happy with the diversification that we see in the GMV.” While revenue surpassed Wall Street’s expectations, the company’s non-GAAP profit came in below analyst consensus. Management downplayed concerns about merchant concentration, attributing any shifts to changes in the composition of its largest partners and ongoing expansion into new categories.
While strong cash flow is a key indicator of stability, it doesn’t always translate to superior returns.
Some cash-heavy businesses struggle with inefficient spending, slowing demand, or weak competitive positioning.
The optimism that defined the start of the year has met a cold reality this February. As of February 11, 2026, the market’s fervent expectation for a March interest rate cut has all but vanished, replaced by a cautious "hawkish pause" from the Federal Reserve. A paradoxical mix of
In a move that signals a bold new chapter for the cross-border e-commerce and fintech sectors, Affirm (NASDAQ: AFRM) and Wayfair (NYSE: W) announced on February 5, 2026, the official expansion of their long-standing partnership into the United Kingdom and Canada. This strategic rollout enables shoppers in these regions to
Buy now, pay later company Affirm (NASDAQ:AFRM) reported Q4 CY2025 results topping the market’s revenue expectations, with sales up 29.6% year on year to $1.12 billion. Its non-GAAP profit of $0.72 per share was 13.9% below analysts’ consensus estimates.
Affirm Holdings saw its provision for credit losses jump to $214.2 million in the second quarter compared to nearly $153 million from the same quarter a year ago.
Buy now, pay later company Affirm (NASDAQ:AFRM) beat Wall Street’s revenue expectations in Q4 CY2025, with sales up 29.6% year on year to $1.12 billion. Its GAAP profit of $0.37 per share was 39.5% above analysts’ consensus estimates.
A number of stocks traded in opposite directions in the afternoon session after the market slid following the release of weaker-than-expected private-sector employment data, fueling concerns about a cooling economy. According to the ADP report, U.S. private employers added only 22,000 jobs in January, falling significantly short of economists' estimates of 45,000. This miss signals that the multi-year cooling in labor demand has continued into the new year. The disappointing data added to existing market pressures, particularly on the tech sector, as investors weigh the implications of a potential economic slowdown on corporate earnings and growth prospects.
NEW YORK — In a tale of two realities, the world’s leading payment giants, Visa Inc. (NYSE: V) and Mastercard Inc. (NYSE: MA), reported robust earnings for the final quarter of 2025, revealing a U.S. consumer that remains resilient despite mounting economic and political headwinds. However, the financial triumph
Leading buy now, pay later service, Affirm Holdings Inc. (NASDAQ: AFRM) is off to a rough start in 2026, down 15% year-to-date, as sector-wide pressures, alongside company-specific setbacks weight on the stock.
Date: January 28, 2026 Introduction In the high-stakes world of consumer credit, few names command as much quiet authority as Synchrony Financial (NYSE: SYF). As the largest provider of private-label credit cards in the United States, Synchrony serves as the financial engine behind some of the world's most recognizable brands. Yet, as we enter early [...]
Even if a company is profitable, it doesn’t always mean it’s a great investment.
Some struggle to maintain growth, face looming threats, or fail to reinvest wisely, limiting their future potential.
Shares of buy now, pay later company Affirm (NASDAQ:AFRM) fell 0.4% in the afternoon session after the company announced it was piloting a program with financial technology platform Esusu to allow renters to split their monthly rent payments.
In a month characterized by aggressive populist shifts in financial policy, the U.S. credit card industry has found itself at the center of a regulatory storm. On January 9, 2026, the administration proposed a radical "emergency mandate" to cap credit card interest rates at 10%, a move intended to
As the IRS officially opens the 2026 tax filing season today, January 19, 2026, the American economy is standing on the precipice of a massive, unintended fiscal injection. Analysts are projecting a record-breaking tax-refund windfall between $100 billion and $150 billion over the next three months—a surge primarily fueled
The financial sector faced a turbulent start to the week as President Donald Trump intensified his push for a federal 10% cap on credit card interest rates, a cornerstone of his populist economic agenda. The proposal, which aims to provide "temporary and immediate relief" to American consumers, has moved from
