Citizens & Northern Corp - Common Stock (CZNC)
Frequently Asked Questions About Citizens & Northern Corp - Common Stock (CZNC)
Does Citizens & Northern Corp offer any educational resources?
Yes, Citizens & Northern Corp provides a variety of educational resources aimed at enhancing financial literacy among its customers. These resources include workshops, online content, and personalized guidance, helping individuals and businesses make informed financial decisions.
How does Citizens & Northern Corp cater to small businesses?
Citizens & Northern Corp offers a tailored range of services specifically designed for small businesses, including business checking and savings accounts, loans, lines of credit, and cash management services. The bank aims to support the growth and success of small businesses in its community.
How does Citizens & Northern Corp handle customer feedback?
Citizens & Northern Corp values customer feedback as an essential part of its commitment to service excellence. The company actively solicits input from its clients through surveys, direct interactions, and community engagement, using this feedback to make improvements and enhance the overall customer experience.
How does Citizens & Northern Corp prioritize customer service?
Citizens & Northern Corp places a strong emphasis on customer service by prioritizing personalized banking experiences and fostering relationships with clients. Their staff is trained to provide attentive service, understand customer needs, and tailor financial solutions accordingly.
How has Citizens & Northern Corp grown since its inception?
Since its inception, Citizens & Northern Corp has experienced steady growth through a combination of organic development and strategic acquisitions. The company has opened additional branch locations and diversified its service offerings to adapt to changing market conditions and customer needs.
On which stock exchange is Citizens & Northern Corp listed?
Citizens & Northern Corp is listed on the Nasdaq stock exchange under the ticker symbol 'CZNC'. This listing allows investors to trade shares of the company publicly, enhancing its visibility and market presence.
What does Citizens & Northern Corp do?
Citizens & Northern Corp is a financial services company that operates primarily through its banking subsidiary, Citizens & Northern Bank. The bank offers a range of services, including personal banking, commercial banking, treasury management, wealth management, and mortgage lending. The company is focused on providing high-quality financial services to individual and business customers, while maintaining a commitment to community development.
What initiatives does Citizens & Northern Corp have for sustainability?
Citizens & Northern Corp is increasingly focused on sustainability and environmental responsibility, promoting green banking practices and supporting local initiatives that promote sustainable development. The company aims to balance profitable business practices with a commitment to environmental stewardship.
What is Citizens & Northern Corp's approach to community involvement?
Citizens & Northern Corp is committed to community involvement and development. The company actively participates in local events, supports charitable organizations, and focuses on providing financial education to enhance the economic well-being of the communities it serves.
What is Citizens & Northern Corp's financial performance like?
Citizens & Northern Corp has demonstrated stable financial performance over the years, reflecting sound management practices and a strong market presence. This includes healthy net interest margins, solid asset growth, and effective cost management, contributing to sustainable profitability.
What is Citizens & Northern Corp's strategy for risk management?
Citizens & Northern Corp employs a comprehensive risk management strategy that includes identifying, assessing, and managing various financial risks. The company maintains compliance with regulatory standards and uses best practices to mitigate risks associated with lending, investments, and operational activities.
What is the primary market served by Citizens & Northern Corp?
Citizens & Northern Corp primarily serves communities in Pennsylvania and New York. The company has developed a strong reputation in the region, focusing on meeting the financial needs of local individuals and businesses.
What is the role of the Board of Directors at Citizens & Northern Corp?
The Board of Directors at Citizens & Northern Corp plays a crucial role in governing the company, setting strategic direction, and overseeing management. Board members bring a diverse range of expertise and experiences to guide the company and ensure it meets the interests of shareholders and stakeholders effectively.
What is the significance of Citizens & Northern Corp's dividends?
Citizens & Northern Corp has a history of paying dividends to its shareholders, which reflects the company's profitability and commitment to returning value to investors. The dividends can be an attractive feature for income-focused investors looking for stable returns.
What services does Citizens & Northern Bank offer?
Citizens & Northern Bank offers a diverse array of financial services, including checking and savings accounts, personal loans, mortgages, business banking services, trust and investment services, and wealth management. The bank aims to cater to both individual and business clients by providing tailored financial solutions.
What technology does Citizens & Northern Bank use to enhance banking?
Citizens & Northern Bank utilizes advanced banking technology to enhance customer experience, including online and mobile banking platforms. These technologies enable clients to access their accounts, conduct transactions, and manage their finances efficiently and securely.
What types of loans does Citizens & Northern Bank offer?
Citizens & Northern Bank offers a variety of loan products, including personal loans, mortgages, auto loans, home equity lines of credit, and business loans. Each loan type is designed to meet specific needs and provide competitive financing options for customers.
When was Citizens & Northern Corp founded?
Citizens & Northern Corp was founded in 1985, although its banking subsidiary, Citizens & Northern Bank, has roots that trace back further to the late 1800s. Since its founding, the corporation has focused on providing various financial services and has grown both organically and through strategic acquisitions.
Where is Citizens & Northern Corp headquartered?
Citizens & Northern Corp is headquartered in Wellsboro, Pennsylvania. This location serves as the central hub for its banking operations, and it reflects the company's strong ties to the local communities in the region.
Who are Citizens & Northern Corp's main competitors?
Citizens & Northern Corp competes with other regional and community banks, as well as larger financial institutions that offer similar banking products and services. Its main competitors include local banks in Pennsylvania and New York, credit unions, and some national banks.
What is the current price of Citizens & Northern Corp - Common Stock?
The current price of Citizens & Northern Corp - Common Stock is 19.05
When was Citizens & Northern Corp - Common Stock last traded?
The last trade of Citizens & Northern Corp - Common Stock was at 4:00 pm EDT on April 25th, 2025
What is the market capitalization of Citizens & Northern Corp - Common Stock?
The market capitalization of Citizens & Northern Corp - Common Stock is 293.64M
How many shares of Citizens & Northern Corp - Common Stock are outstanding?
Citizens & Northern Corp - Common Stock has 15.41M shares outstanding.